Finance web blog for folks with bad, poor or no credit history at all!
With today’s dependence on credit cards and other loan companies, one can not help but be in debt. We use credit cards to pay for almost about anything, from our daily foods to medical bills to education, so a good credit history is a major help when securing loans or applying for a new credit [...]
Filed under: Bad credit by John Terino
No Comments »
Today it’s been quite easy to get a signature loan if you have a bad credit history. Bad credit history in this case I mean a credit score below 500.
Basically, a bad credit signature loan is a short term loan where colloratel is no pledged. Thus, you do not need to provide any security, except [...]
Filed under: Bad credit by John Terino
No Comments »
There may come a time when you consider obtaining the services of a credit repair company. No doubt you’ve seen countless ads on television and the Internet. There are a growing number of these companies, springing up all over the country… due in part to the state of our current economy.
Unfortunately, more often than not, [...]
Filed under: Bad credit, Finance by John Terino
No Comments »
The next time you are in need of cash, consider a bad credit signature loan instead of a payday loan. Even with bad credit, it is possible to receive approval. This type of loan will take a few days longer to process, but the interest rate is usually less.
You can apply for bad credit signature [...]
Filed under: Bad credit by John Terino
No Comments »
Poor credit starts if you have 620 or less score in your credit report. Guess what – you do not want that to happen so make sure you pay your bills on time and do not miss any payments that are due. If you don’t have the cash – speak with the service provider and [...]
Filed under: Bad credit by John Terino
No Comments »
What are the odds when you decide to consolidate bad credit personal loans? Simple. Debt consolidation gives you the advantage of paying down your lending obligations principles faster and offers you ways to prepare for a major purchase by getting you back fair to low credit scores. Apart from that, it can also give you [...]
Filed under: Advice, Bad credit by John Terino
No Comments »
When you have bad credit, it can be hard to get a loan. Although it is difficult, it is not impossible. Many individuals who have unsatisfactory credit have been approved for signature loan funding.
When you are in need of cash, this type of loan is the much preferred alternative to a payday loan. (It should [...]
Filed under: Advice, Bad credit by MerryS
No Comments »
Having bad credit means having a low credit score. Understanding your credit score can sometimes be confusing, especially when your credit worthiness is lacking. Credit bureaus do not arbitrarily pull your credit score out of a hat. There is a formula they use to come up with the number.
This formula is based on several [...]
Filed under: Advice, Bad credit by MerryS
No Comments »
If your credit isn’t all that it should be, it is still possible to apply for a new credit card. Many financial institutions are in business, to help those with fair credit get back on the right track.
Typically, these are secured credit cards or credit cards with very low limits. When you are trying to [...]
Filed under: Advice, Bad credit by MerryS
No Comments »
If you have bad credit chances are your goal is to improve upon it. If this is the case, consider creating a budget. A budget is a helpful tool, if you are trying to earmark funds to pay off old debts.
A good budget takes a bit of time to prepare. Don’t expect to [...]
Filed under: Advice, Bad credit by MerryS
No Comments »