Finance web blog for folks with bad, poor or no credit history at all!
Payday loans are ideal for short term money problems. Maybe your car needs some repairs and pay day is few weeks off? Or the children need new school clothes but money is tight? A Pay day loan can be ideal in these situations. Usually these loans have to be paid back within 30 days and [...]
Filed under: Advice, Payday by John Terino
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If you are looking for a fast cash loan, but without applying for a payday loan there are not many options.
The quickest cash loan would be to use your credit card if you have emergency. Just don’t forget to default payments or you risk damaging your credit history.
If you haven’t got a credit card due [...]
Filed under: Advice by John Terino
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There may come a time when you consider obtaining the services of a credit repair company. No doubt you’ve seen countless ads on television and the Internet. There are a growing number of these companies, springing up all over the country… due in part to the state of our current economy.
Unfortunately, more often than not, [...]
Filed under: Advice by John Terino
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It is important that everyone monitor their credit report. Why? There are two main reasons… identity theft and reporting errors.
Unfortunately, identity theft is on the rise. There are thousands of new cases reported every day. Many of these cases are so severe that it takes years of struggle to rectify the situation and restore credit.
A [...]
Filed under: Advice, Finance by John Terino
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If you utilize payday loans, from time to time, chances are you are doing so because you cannot get a conventional loan. If this is the case, you may want to consider debt settlement or consolidation. (This of course will depend on your financial situation.)
Many individuals are under the mistaken impression that debt settlement and [...]
Filed under: Advice by John Terino
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Many people find themselves facing financial emergencies and the inability to make their money last from payday to payday, because they don’t know how to budget their money. Honestly, creating a budget is not that difficult. The most difficult part is sticking to it.
Before you actually create your plan, you need to track your expenses. [...]
Filed under: Advice, Finance by John Terino
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Fast payday loans are readily available, if you find yourself in the midst of financial crisis. But, there is a second alternative you might want to consider, as well… an emergency credit card.
Emergency credit cards should be used for just that…emergency. Depending on your monthly income, paying off a credit card balance will probably be [...]
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Many consumers are opting for loan consolidation as a means to get their finances in order. For many, this works well. But, there are situations when loan consolidation can be a bad idea.
If you are considering consolidating your credit cards, you should be willing to cut them up when the loan is funded. (You may [...]
Filed under: Advice by John Terino
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If you are behind on your credit card or loan payments, you might want to consider the option of debt settlement. Debt settlement is just that, the act of settling your debts.
There are many companies, which offer this type of service. They contact each of your creditors, an effort to settle your debts for a [...]
Filed under: Advice by John Terino
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Financial institutions, lending companies, creditor banks are all aware of the spending habits of US military personnel; from computers to cars, from plasma television sets to condominium units; all these define a military personnel’s expenditure profile. It is through this perceived need that most lending firms do business and generate profits and is generally a [...]
Filed under: Advice by John Terino
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